About Me

Baltimore, md, United States
Im just a hard ass working American who hates the chex system banks because of how they really screwed me over they really did a number on my checking accounts. but i had the last laugh

Monday, January 17, 2011

Chex System Banks: How a plain Old Guy Beat the System at Its Own Game


Chex system banks Suck.  I just had to start of by saying that. Now that  its been put out there  my hate for chex system let introduce my self . I''m Tim and I am  hard working american  who got all messed up over  a $ 40 dollar check.


But first  I am going to  put it out there that  I now have 2 checking accounts despite being in chex system. If you wanna see how I gave the bank verification system KNOWING AS THE  " CHEX SYSTEM" the finger then all  you have to do is read below.… But Before I get Into that let me Just give you a brief background.

Less than a year ago I was a  happy guy, work was good had a nice  family with a beautiful wife and two loving daughters. basically life was good for me at that time. I had a steady flow of money coming into my  pockets and had good credit and several checking accounts at various banks. Let me just tell you aside from working my 9-5 as a foreman for a local construction company I also rent and rehab houses. So routinely I would be  making withdrawals and deposits into several of  checking accounts always verifying that there was money in all of them. Well one day I decided despite my better judgment I  accepted a personal check from one of my tenants. Normally I never do this but they seemed like a very sweet couple and were had always paid on time. I  figured  that I could trust them.

Well little did I know that after depositing the check into my account and withdrawing the money from one of my checking accounts that I hardly used at that time that several days later that  the check bounced. By that time I had already withdrawn the deposited money and tied it up into another project. But I was still un aware of the bounced check

I was  unaware of the situation until a few weeks later I received a letter from the bank that I deposited saying that I had an outstanding balance on my account. Despite me quickly “settling” up with the bank I was still sent into the chex system. Shortly after the other two bank accounts that I had and was a loyal customer for over 4 years closed my account in the blink of an eye. No explanation, no remorse, no nothing.
As a result of this:
• No bank would let me open up an account anywhere.
• Had no place to put my money; except for a shoe box or under a mattress.
• Was forced to wait longer to get my paychecks because I had no direct deposit anymore because I had no bank account
• Chex system affects your credit score. So now not only can I not get a checking account anywhere but now my credit is getting screwed up.

Every bank official I talked to told me the same thing. There was nothing they could do and pretty much there was no way in hell I was going to be allowed to open a checking account anytime soon.
Well I thought that was Bu@#  Sh@t and I proceeded to find a way to get me a checking account


…….A few weeks later I still didn’t have a checking account


I had 2 hahahahahahahahah… I Got a big grin on my face while giving the whole CHEX SYSTEM The Finger and Every Bank who told me No.



Ok Here

is what I did I went to this site 2nd Chance Checking.
I'm telling you from ex pissed of person with no checking account to another. It works. I know it works because I have a checking account.

SO YOU HAVE 2 CHOICES. CLICK HERE NOW!! OR CLICK THE
LINK BELOW..

WHATS NOT A CHOICE  IS WALKING AROUND IN 2011 WITH NO CHECKING ACCOUNT!!!

So Click Here or Click the link above and learn how to kick the “Chex System banks” tail and Give them the finger as you walk away with your checking accounts.